Safer Savings credit cards combine everyday rewards, travel perks, and digital-first controls so you get more from every purchase while staying fully in charge of your spending.
Whether you're maximising everyday cash back, planning international travel, or looking for a simple everyday credit option, Safer Savings has a card built for how you actually spend.
Earn up to 2% cash back on all qualifying purchases. Statement credits applied automatically — no points portals, no expiry, no confusion.
Zero foreign transaction fees, airport lounge access credits, and travel insurance. Built for frequent flyers who want their card to keep up.
Set spending limits by category, freeze and unfreeze instantly, receive real-time transaction alerts, and track all spending from one dashboard.
The best credit card is one that works for your lifestyle without making rewards unnecessarily complicated. Safer Savings cards give you straightforward cash back, transparent terms, and digital tools that keep you in control.
Automatic cash back credited directly to your statement — no redemption required.
Track spending by category to see exactly where your rewards are coming from.
No hidden fees, no penalty APR surprises — just clear, fair terms.
Simple, transparent rewards you can actually use.
Safer Savings gives you tools to manage your credit card the way you want — not the way the bank wants. Set limits, monitor transactions, and lock your card in seconds from your phone.
Instant freeze and unfreeze from your mobile dashboard — no call centre required.
Real-time alerts for every transaction so you're never caught off guard.
Automatic fraud monitoring with zero-liability protection on unauthorised charges.
Comprehensive card protection, built in from day one.
Create your account and apply for a card online — no branch visit needed. Get an instant digital card on approval, and your physical card within days.